Bob


What Is a Credit Report?

Posted by Bob on
What Is a Credit Report?
A credit report is much like a financial CV. It’s a detailed history of your credit card and how you’ve used it. Credit reports contain information that helps lenders confirm your identity, which can help to decide whether you are a good candidate for borrowing money. Credit reports include details of credit accounts that are held by the account owner. They also state whether or not you’ve kept up with any repayments, information on current and previous addresses and details of any personal financial connections. Credit reports are compiled by credit reference agencies, who produce three primary versions of a credit report. There are three major credit reference agencies: Callcredit,...

Choosing Buyer That Can Synergise With Your Company

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When selling a business and another company is interested in the sale make sure that it has the potential to synergise with that business, both in terms of operations and in company branding. Look at their previous experience in acquisitions, if they have a consistent theme then it’s likely that the buyer understands and puts into practice business synergy already. On top of that, those acquisitions that remained successful will also have the potential to synergise with your company, adding to the value of the merging. It’s always important to find out the primary reason why a company or individual is interested in buying it. Its also important to check...

Using Social Media as a Tool For Business

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Social media has revolutionised the way people communicate with each other. This digital method of connecting to people might not feel the same way as analogue methods like talking to someone directly, but the trade off is the vast amount of people and devices that can receive the message. Plunging into the fray of social media can be daunting at first, but if the business sticks with it, the process itself is relatively simple. A few regular tweets and a simple facebook page is a good place to start. From there regular updates will show that the business has something interesting to offer and build a sense of familiarity with people who...

Why Big Franchises Need To Be Taken Seriously

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All major publishers want to be working with a franchise. Not just any old franchise either, the ideal situation is for their franchises to have enough clout to create even more franchises. A successful franchise takes some of the risk out of throwing millions of dollars and hundreds of people at a single idea. It’s makes making money all the more easy. Every publisher out there wants a few solid franchises under their belt. However when you’re making the next entry in a franchise, especially a big and already well received one, there is little room for error. If the latest entry in a franchise fails hard, it can kill that...

Where Should Staff Sit In An Office?

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Many businesses operate from some kind of office set-up, with many different staff members each doing certain jobs. Because of the mix of people, all working in close proximity, something like a simple seating plan can help to organise the workflow of the entire office. It’s common practice for an office to designate certain staff members to different departments. This helps to keep the area organised so work can flow more smoothly. But sometimes things can get in the way of the perfect arrangement, what looks good on paper might not necessarily be the best for those working in the office. It’s important to consider personal relationships when organising staff....